Under a new program, implemented through Mini Financial Services, customers are charged a set interest rate for financing and a separate set rate for leasing. Customers are either approved or not approved for a loan or lease. According to BMW, the program is meant to ease tension in the finance office and create transparency whether customers shop through digital storefronts or in brick-and-mortar dealerships.
source https://www.autonews.com/finance-insurance/mini-financial-sets-one-rate-every-customer
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